Spendyble analyzes your bank statements to isolate upcoming bills and calculate exactly what you have cleared to spend before your next paycheck. No budgets, no syncing—just instant cash flow reconciliation.
01
Add statements
Select 3–6 months of bank CSVs. Data processes instantly and never leaves your device.
02
Confirm deductions
Spendyble automatically spots recurring income and bills. Tap to confirm what is actually due.
03
See what's left
Enter today's balance and watch the waterfall drain down to your actual available cash.
🔒 Your statements never leave your device. Nothing is uploaded to a server.
Software provided 'as is' without warranty. Creators assume no liability for overdrafts or financial losses.
PENDYBLE
1 · Add statements
Tap to select from Files
or drop CSV/Excel here · add several months at once
2 · Confirm your paychecks
These look like regular income. Confirm the one that’s your paycheck — it sets your payday.
Confirm your recurring bills
Tap ✓ to confirm, ✗ to dismiss.
Raw ledger
Tap a row to select it, then add it as a recurring bill.
🔍
Add a bill it missed
3 · What's really available
Enter your balance on any day. Spendyble drains the bills due before payday and shows what's actually yours.